The untapped potential of everyday business balances

Résumé détaillé

For businesses across the UAE, growth often comes with significant financial decisions. Expanding into new markets, investing in equipment or taking on larger projects all require…

For businesses across the UAE, growth often comes with significant financial decisions. Expanding into new markets, investing in equipment or taking on larger projects all require careful planning and sufficient capital. Yet opportunities to improve financial performance do not always depend on making a major investment.

Funds maintained in business accounts are typically set aside for a purpose, whether to meet upcoming payments, purchase inventory or support future expansion. While these balances are essential to daily operations, they can also present an opportunity to generate additional earnings.

For business owners and finance teams, this raises an important consideration: are the funds held in their accounts delivering as much value as they could?

Every business needs access to funds to meet its financial commitments. A trading company may be preparing for a large shipment, while a manufacturer might be setting aside capital to upgrade equipment. In both cases, money may remain in an account for a period before it is required.

Traditionally, the focus has been on ensuring these funds are available when needed. However, the choice of banking account can also create opportunities to generate additional earnings during that time.

For companies maintaining substantial balances, the opportunity to earn attractive returns on qualifying funds can provide an added financial advantage. The potential benefit depends on factors such as the amount held, the applicable rate and the period over which the funds remain eligible.

Beyond supporting everyday transactions, the right account can help businesses unlock greater value from the funds they already maintain.

Recognising this opportunity, National Bank of Fujairah is offering eligible new-to-bank business customers across its wholesale banking segments the opportunity to earn up to 4 per cent per annum in bonus earnings on qualifying fresh funds held in AED and USD Current and Call Accounts.

Available until November 30, 2026…

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