HMRC urges 7 million people to check State Pension forecast for payment boost

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HMRC has urged millions of people to check their State Pension forecast as they may be able to boost their future payments. Research published in September found that almost seven…

HMRC has urged millions of people to check their State Pension forecast as they may be able to boost their future payments. Research published in September found that almost seven million adults across the UK have never checked the forecast, which is used to find out how much you could receive in retirement.

People aged between 45 and 54 were found to be more likely than any other age group to have never checked their forecast. HMRC has now issued a renewed plea for people to use its free app and look for gaps in their National Insurance record.

This could reduce or delay your entitlement to the State Pension, as you generally need 10 qualifying years to get any payments and 35 to get the full amount. Each missing year reduces weekly payments by roughly 1/35th, and the State Pension forecast service allows you to check and pay for said missing years.

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