61% of Older Workers Already Tapping Retirement Savings to Cover Expenses

详细摘要

LiveCareer®, a trusted online resume builder, reveals that retirement may be further out of reach than ever for older Americans. Based on responses from 878 U.S. workers aged 50 and over, the Retirement Reality Check report paints a stark picture: retirement is no longer a milestone, it's a moving target, shaped by inflation, health costs, and financial instability.

LiveCareer survey reveals deep unease among over-50 workers facing inflation, healthcare costs, and volatile markets.

GUAYNABO, Puerto Rico, Nov. 14, 2026 /PRNewswire/ -- LiveCareer®, a trusted online resume builder, reveals that retirement may be further out of reach than ever for older Americans. Based on responses from 878 U.S. workers aged 50 and over, the Retirement Reality Check report paints a stark picture: retirement is no longer a milestone, it's a moving target, shaped by inflation, health costs, and financial instability. Due to market volatility in recent months, a full 75% of respondents say they have delayed retirement due to stock market volatility, and 91% report that inflation or tariffs have impacted their retirement plans.

Only 2% of respondents said they aren't worried at all about their financial future.

When asked how inflation and tariffs have affected their retirement confidence:

Only 9% say those concerns have had little or no impact on their retirement outlook.

Along with delaying retirement, many older workers are also making significant lifestyle and investment changes:

"People aren't just tweaking their timelines, they're fundamentally rethinking what retirement looks like," said Jasmine Escalera, career expert at LiveCareer. "Even those with solid investments are worried about what comes next. It's not about giving up on retirement, but about staying afloat, adapting to uncertainty, and protecting what they've built."

Even as they delay retirement, many older workers are already drawing from their retirement savings, often out of necessity.

These numbers underscore the ongoing financial strain many over-50 workers face, even as they try to preserve long-term security.

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