LexisNexis U.S. Insurance Demand Meter: Auto Insurance Shopping Volumes Remain Elevated as Shopping Growth Holds Steady in Q3 2026

Detailed summary

U.S. consumer auto insurance shopping and new policy growth remained in "Warm" territory according to the LexisNexis® U.S. Insurance Demand Meter. Shopping volumes remained high, and auto insurance shopping and new business growth were positive but decelerated slightly quarter-over-quarter, according to the latest report from LexisNexis® Risk Solutions.

ATLANTA, Nov. 12, 2026 /PRNewswire/ -- U.S. consumer auto insurance shopping and new policy growth remained in "Warm" territory according to the LexisNexis® U.S. Insurance Demand Meter. Shopping volumes remained high, and auto insurance shopping and new business growth were positive but decelerated slightly quarter-over-quarter, according to the latest report from LexisNexis® Risk Solutions.

"Consumers remain highly sensitive to rate changes, which has helped keep auto insurance shopping volumes elevated. As the market continues to evolve, rate increases may no longer be the only dominant driver of shopping activity," said Jeff Batiste, senior vice president and general manager, U.S. auto and home insurance, LexisNexis Risk Solutions. "Broader affordability pressures continue to shape household decisions, prompting consumers to take a closer look at what they are paying and the value they receive from their coverage. For insurers, understanding these shifting motivations will be critical to identifying the right opportunities and engaging consumers with the right offer."

Exclusive Insurance Agent Channels Led Q3 Growth and Non-Standard Shoppers Shifted Significantly

Looking AheadThird-quarter trends remained consistent with what the market experienced in the first half of 2026. Shopping and switching remain at record highs, and while growth in each has slowed, they continue to reach higher levels. Typically, there is a shopping lull in the fourth quarter; however, against a backdrop of consumer affordability pressures, the prevalence of artificial intelligence and the onset of agentic shopping, the market may once again buck that trend.

LexisNexis U.S. Insurance Demand MeterThe LexisNexis® U.S. Insurance Demand Meter is a quarterly analysis of auto insurance shopping volume and frequency, new business volume and related data points. LexisNexis Risk Solutions offers this unique market-wide perspective of U.S.

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