Christmas Eve is the best day of the year to buy a home in America — and the savings could be huge

Detailed summary

A new analysis of 48 million home sales reveals the cheapest and most expensive days to buy a house, plus the months and states where buyers can score the best deals.

Forget the presents under the tree — the biggest Christmas bargain might be a new home.

Christmas Eve is officially the best day of the year to buy a house in America, with buyers paying a significantly smaller premium than those who close during the spring buying frenzy, according to a new analysis.

Homebuyers who close on Dec. 24 pay an average premium of just 3.2% above estimated market value, compared with a whopping 14.5% on May 27 — the most expensive day of the year to purchase a property.

That 11.3-percentage-point gap could translate into tens of thousands of dollars on a typical home purchase, although the figures represent historical differences in premiums rather than guaranteed savings.

The findings come from property data firm ATTOM, which analyzed more than 48 million single-family home and condominium sales across the country between 2016 and 2025.

And while Christmas Eve might seem like an unlikely time to close on a property, the holiday season can offer an advantage for bargain hunters.

With fewer buyers competing for homes and some sellers eager to wrap up transactions before the end of the year, shoppers may find themselves with more negotiating power.

But buyers don’t necessarily have to wait until Santa comes to town to find a deal.

July 10 ranked as the second-best day to buy, with a premium of just 3.5%, followed by July 9 at 4.1%.

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